About Hurst Lending & Insurance2019-01-30T16:50:27+00:00

About Hurst Lending & Insurance

Hurst Lending & Insurance History

Hurst Lending was founded in 2006 as Moneysafe, a full-service mortgage lending company. After adding several specialty lending divisions and an insurance brokerage, the company changed its name in 2014 to Hurst Lending & Insurance to better communicate its full range of services.

Programs Built by Investors, For Investors

At Hurst Lending, we are not just lenders, we are investors with personal portfolios of residential, apartment, and retail properties.  As investors, my partner and I are uniquely aware of industry challenges and have built proprietary programs using our own money and lender relationships to help other investors break into and navigate the market. Our mortgage company and investment fund provide us with lending flexibility that traditional lenders cannot compete with. This flexibility allows us to create proprietary programs for our clients that we wished were available when we began our portfolios, like our residential bridge loan and investor line of credit programs. Our services go beyond that of a typical lender because we provide advice and suggestions on how investors can succeed in investment real estate. We use our experience managing portfolios to assist current and aspiring investors with securing the best leverage options for their portfolios. We know one-size-fits-all lending standards rarely work for all qualified investors, so we offer a wide variety of conventional and non-traditional loan programs.

Please feel free to contact us directly if we can help provide a loan for your next purchase, refinance, or if you just want advice on how to get started/expand your real estate investing activities.

Mortgage Lending and Niche Loans

We offer rates well below national averages in most cases, and while we offer great rates and personal service on conventional loans, our special expertise is in meeting unique lending needs.  If there is a situation that is creating a barrier to getting a loan, such as details about the property, a pending divorce, expat status, or other logistical challenges, we can usually find a solution. We do this by developing relationships with investors who have specific interests, and in some cases by lending our own funds.

See current niche lending solutions

Home & Auto Insurance

In 2013, Hurst added an insurance brokerage business, offering home and auto insurance from major providers.  As an insurance broker, we work for you to find the best policy and rates for your needs, saving our customers an average of $450/year.

Management Team

Jay Hurst
Jay Hurst Co-founder, Hurst Lending and Insurance
Experience: Jay Hurst is a Residential Mortgage Loan Originator (NMLS# 323441), Real Estate Agent, and Financial Planner.

He has founded multiple successful businesses in the mortgage lending space, and is dedicated to helping consumers avoid the red tape and limitations faced in working with larger lenders. Together with Mr. Bialek, Mr. Hurst has driven Hurst Lending’s niche loan program by identifying unmet market needs and identifying investors eager to help address them.

Mr. Hurst is also the founder and President of Advanced Educators Financial LLC, a financial planning firm focused on the education marketplace.

Education: Mr. Hurst holds a BBA in Finance from Texas A&M University, Class of 2000.

Top 1% Loan Producers in the U.S.

Scott Bialek
Scott Bialek Co-Founder, Hurst Lending and Insurance
Experience: Mr. Bialek co-founded Hurst Lending in 2006. He is a licensed Attorney, Residential Mortgage Loan Originator (NMLS# 284767), and Real Estate Broker. In addition to his role with Hurst Lending & Insurance, Mr. Bialek also founded a real estate company that owns and manages a portfolio of retail centers, apartments, and single family homes.

Mr. Bialek has also held senior legal and operations positions at Dell and USAA.

Education: Mr. Bialek holds a J.D. from St. Mary’s School of Law and a BBA from the University of Texas at Austin.

Chris Jandrain
Chris JandrainVice President at Hurst Lending and Insurance
Experience: Mr. Jandrain is a Residential Mortgage Loan Originator (NMLS #1001967) and has been with Hurst Lending since 2006. He specializes in conventional, FHA, VA, Texas Vet, Texas Cash Out, Jumbo loans, 2nd lien, and Reverse Mortgages. Mr. Jandrain has been instrumental in launching several of Hurst’s niche lending programs, including the 2014 introduction of one-time close VA loans for new construction – a first in Texas.

Prior to joining Hurst, Mr. Jandrain held senior finance positions at Dell.

Education: Mr. Jandrain holds an MBA from the University of Texas and a BA from the University of Michigan.

Dat Nguyen
Dat Nguyen Equity Partner, Hurst Lending & Insurance
Experience: Dat Nguyen is a Dallas-area real estate investment professional, but is perhaps more widely recognized as a football and media personality.

Mr. Nguyen was an NFL All-Pro for the Dallas Cowboys for seven seasons and was an All-American from Texas A&M University. He currently co-hosts an ESPN radio show.

In addition, he is an Honorary Co-chair for the American Heart Association Heartwalk, Co-chair of the Vietnamese American National Gala, Chair of Athlete in Action, and serves on the Board of Texas A&M University

Press. Mr. Nguyen has received numerous awards including the Bednarik and Lombardi Awards. He has published a book, Dat: Tackling Life and the NFL, an inspirational story of his faith, his family, and his career.

Education: Mr. Nguyen holds a degree in Agriculture from Texas A&M University, Class of 1998.