Hard Money Loans

Hurst Lending was founded by real estate investors. That’s why we are always looking for ways for residential real estate investors to manage and finance a real estate portfolio.

What do we offer?

We provide hard money loans to help our clients buy and renovate investment properties.  We base our loans on the after repair value of your property.  If you decide to keep the property, we can refinance your loan and move you into a long-term fixed rate conventional investment mortgage loan.

How Fast Can We Close on a Hard Money Loan? 

Typically, investment property loans close in 5-7 business days.

Is Cash Out Refinancing Allowed?

Cash out is not allowed during the initial property acquisition & renovation process but we do have options to allow you to refinance your property and take out cash after your renovation is complete. Learn more about our cash-out refinance here.

What is our Minimum Loan Amount?

$50,000 is the minimum loan amount

What are our Hard Money Loan Parameters?

  • Minimum credit score 650
  • 90 day bank statements w/ $15,000 liquid
  • Up to 70% of Asset’s Renovated Value (ARV) (75% for rental)
  • Single-family residential (SFR) and 1-4 unit only (no condo/townhomes)
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